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We are proud to be a specialist partner with Aviva, a leading UK insurer, to provide their clients with specialist property, plant and machinery valuation services. We support Aviva commercial customers nationally and internationally.  Charterfields provides insurance assessments for all asset categories, with reports designed around a client’s specific cover programme.

Plant, Machinery and Contents Costs

Accurate reinstatement cost assessments for property, plant, equipment and contents are a vital element in the risk management of a business’s assets. With under insurance potentially leading to shortfalls in claim settlements, and over insurance resulting in excess premiums for no benefit to the policyholder, independent expert advice on your declared values is vital as part of a comprehensive risk management programme.

Did you Know?

  • Only 20% (1 in 5) of companies were found to be insured within +/- 10% of the actual asset reinstatement cost (the margin acceptable to insurers)*
  • 69% were under-insured by more than 10%
  • 10% were over-insured by more than 10%

(*Source:  Charterfields 2026 annual insurance cover report)

How can we help?

For Aviva customers, as a Specialist Partner of Aviva, we can provide an accurate assessment of your property, plant, equipment and contents at preferential terms.

We work collaboratively with insured parties, providing industry knowledge, technical skills and practical experience, to create bespoke insurance assessments that meet the requirements of risk managers, brokers and insurance companies.

What are the benefits?

  • An independent assessment of declared values brings certainty and protects a business’s interests
  • Ensures adequate insurance cover
  • Simplifies the claims handling process
  • Supports business resilience, post loss

About Charterfields

Charterfields are a firm of Chartered Surveyors providing reinstatement cost assessments of property, plant, machinery and contents for insurance purposes, acting for clients worldwide.

Who should use Charterfields?

  • Industrial companies with dispersed property portfolios
  • Engineering and other firms with complex, unique assets
  • Risk managers looking for more insight into their risks
  • Companies with process plants
  • Firms with older or bespoke assets

More details on our services can be found here – Services

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